1. 贷款
Credit Pocket
  • 🦊接口统一处理
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      POST
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      GET
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      POST
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      POST
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      POST
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      GET
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      GET
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      GET
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      GET
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      POST
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      GET
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      GET
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      GET
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    • 用户历史贷款记录分页查询
      GET
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      GET
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      GET
    • 贷款申请接口
      POST
    • 获取最新的一条未结束的贷款记录
      GET
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      GET
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      GET
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    POST
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    POST
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    GET
  • 数据模型
    • 示例数据模型
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    • LoanClickEvent
    • ImageInfo
  1. 贷款

贷款申请接口

POST
/loan/record/apply
1.
银行卡必须为默认银行卡,如果切换银行卡,请调用接口把选择的银行卡设置为默认银行卡
2.
拍照之后提交接口

请求参数

Body 参数multipart/form-data

请求示例代码

Shell
JavaScript
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Swift
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PHP
Python
HTTP
C
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Objective-C
Ruby
OCaml
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R
请求示例请求示例
Shell
JavaScript
Java
Swift
curl --location '/loan/record/apply' \
--form 'id=""' \
--form 'applyTerminal=""' \
--form 'files=@""'

返回响应

🟢200成功
application/json
Bodyapplication/json

示例
{
    "code": 1,
    "data": {
        "list": [
            {
                "actualBalance": "1600000",
                "actualbackAmt": "2260000",
                "appCode": "CycleCash",
                "applyCity": "",
                "applyTerminal": 1,
                "arriveTime": "2022-01-15 15:34:54",
                "auditRiskDetail": "",
                "auditRiskReson": "Whitelist customers system automatic approve",
                "auditRiskStatus": 2,
                "auditRiskTime": "2022-01-15 15:34:51",
                "auditUserId": "0",
                "auditUserReson": "",
                "auditUserTime": "",
                "balance": "1600000",
                "bankAccNo": "0163505447",
                "bankCardNo": "5399834490759214",
                "bankName": "GT Bank",
                "bankNo": "058",
                "bankaccName": "",
                "couponCount": "",
                "couponIds": "",
                "couponsFee": 0,
                "createdTime": "2022-01-15 15:34:51",
                "cycle": 7,
                "dentityCard": "22167288734",
                "extensionStatus": 0,
                "fee": 0,
                "feeGetway": 0,
                "feePercent": 60,
                "feeType": 10000,
                "firstName": "Hussein",
                "headImgCode": "a7330b7e-81e1-4a02-be2c-6047752cae8d",
                "id": "151776",
                "indentNo": "CL220115817421",
                "initialrepaymentTime": "2022-01-22 15:34:54",
                "lastName": "Sulyman",
                "lastbackTime": "2022-01-22 01:01:27",
                "limits": "",
                "loanCount": 8,
                "loanReason": 0,
                "middleName": "",
                "mobile": "7068425023",
                "overDays": "",
                "overdueFee": "0",
                "overduePercent": 0,
                "payUserId": "0",
                "productId": "306",
                "profit": "",
                "reduceAmt": "0",
                "remainingAmount": "",
                "repayment": "",
                "serviceFee": 604000,
                "shouldbackFee": "2260000",
                "shouldbackTime": "2022-01-22 15:34:54",
                "shouldback_fee": "2260000",
                "status": 6,
                "suffixFee": 660000,
                "tradeMode": 1,
                "uid": "3",
                "updatedTime": "2022-01-22 02:02:28"
            },
            {
                "actualBalance": "600000",
                "actualbackAmt": "850000",
                "appCode": "CycleCash",
                "applyCity": "",
                "applyTerminal": 1,
                "arriveTime": "2022-01-15 15:25:03",
                "auditRiskDetail": "",
                "auditRiskReson": "Whitelist customers system automatic approve",
                "auditRiskStatus": 2,
                "auditRiskTime": "2022-01-15 12:34:51",
                "auditUserId": "0",
                "auditUserReson": "",
                "auditUserTime": "",
                "balance": "600000",
                "bankAccNo": "0163505447",
                "bankCardNo": "5399834490759214",
                "bankName": "GT Bank",
                "bankNo": "058",
                "bankaccName": "",
                "couponCount": "",
                "couponIds": "",
                "couponsFee": 0,
                "createdTime": "2022-01-15 12:34:51",
                "cycle": 7,
                "dentityCard": "22167288734",
                "extensionStatus": 0,
                "fee": 0,
                "feeGetway": 0,
                "feePercent": 60,
                "feeType": 10000,
                "firstName": "Hussein",
                "headImgCode": "b78a37f4-69fe-4fd8-b8fe-7048af7d72f9",
                "id": "151679",
                "indentNo": "CL220115767403",
                "initialrepaymentTime": "2022-01-22 15:25:03",
                "lastName": "Sulyman",
                "lastbackTime": "2022-01-15 14:34:04",
                "limits": "",
                "loanCount": 7,
                "loanReason": 0,
                "middleName": "",
                "mobile": "7068425023",
                "overDays": "",
                "overdueFee": "0",
                "overduePercent": 0,
                "payUserId": "1",
                "productId": "301",
                "profit": "",
                "reduceAmt": "0",
                "remainingAmount": "",
                "repayment": 1,
                "serviceFee": 229000,
                "shouldbackFee": "850000",
                "shouldbackTime": "2022-01-22 15:25:03",
                "shouldback_fee": "850000",
                "status": 8,
                "suffixFee": 250000,
                "tradeMode": 1,
                "uid": "3",
                "updatedTime": "2022-01-15 15:34:05"
            },
            {
                "actualBalance": "0",
                "actualbackAmt": "0",
                "appCode": "CycleCash",
                "applyCity": "",
                "applyTerminal": 1,
                "arriveTime": "",
                "auditRiskDetail": "We sincerely apologize as you do not meet our lending criteria.",
                "auditRiskReson": "BVN in the internal Blacklist",
                "auditRiskStatus": -1,
                "auditRiskTime": "2022-01-15 12:34:18",
                "auditUserId": "0",
                "auditUserReson": "",
                "auditUserTime": "",
                "balance": "1600000",
                "bankAccNo": "0163505447",
                "bankCardNo": "5399834490759214",
                "bankName": "GT Bank",
                "bankNo": "058",
                "bankaccName": "",
                "couponCount": "",
                "couponIds": "",
                "couponsFee": 0,
                "createdTime": "2022-01-15 12:34:18",
                "cycle": 7,
                "dentityCard": "22167288734",
                "extensionStatus": 0,
                "fee": 0,
                "feeGetway": 0,
                "feePercent": 60,
                "feeType": 10000,
                "firstName": "Hussein",
                "headImgCode": "973871a2-e7b9-481a-a518-ffb44a6e9a93",
                "id": "151675",
                "indentNo": "CL220115836864",
                "initialrepaymentTime": "",
                "lastName": "Sulyman",
                "lastbackTime": "",
                "limits": "",
                "loanCount": 7,
                "loanReason": 0,
                "middleName": "",
                "mobile": "7068425023",
                "overDays": "",
                "overdueFee": "0",
                "overduePercent": 0,
                "payUserId": "0",
                "productId": "306",
                "profit": "",
                "reduceAmt": "0",
                "remainingAmount": "",
                "repayment": "",
                "serviceFee": 604000,
                "shouldbackFee": "2260000",
                "shouldbackTime": "",
                "shouldback_fee": "2260000",
                "status": 31,
                "suffixFee": 660000,
                "tradeMode": 1,
                "uid": "3",
                "updatedTime": "2022-01-15 12:34:18"
            },
            {
                "actualBalance": "0",
                "actualbackAmt": "0",
                "appCode": "CycleCash",
                "applyCity": "",
                "applyTerminal": 1,
                "arriveTime": "",
                "auditRiskDetail": "We sincerely apologize as you do not meet our lending criteria.",
                "auditRiskReson": "BVN in the internal Blacklist",
                "auditRiskStatus": -1,
                "auditRiskTime": "2022-01-15 12:33:27",
                "auditUserId": "0",
                "auditUserReson": "",
                "auditUserTime": "",
                "balance": "800000",
                "bankAccNo": "0163505447",
                "bankCardNo": "5399834490759214",
                "bankName": "GT Bank",
                "bankNo": "058",
                "bankaccName": "",
                "couponCount": "",
                "couponIds": "",
                "couponsFee": 0,
                "createdTime": "2022-01-15 12:33:27",
                "cycle": 7,
                "dentityCard": "22167288734",
                "extensionStatus": 0,
                "fee": 0,
                "feeGetway": 0,
                "feePercent": 60,
                "feeType": 10000,
                "firstName": "Hussein",
                "headImgCode": "a42be8b8-7675-4aad-b452-eb3ae09e52c7",
                "id": "151673",
                "indentNo": "CL220115841481",
                "initialrepaymentTime": "",
                "lastName": "Sulyman",
                "lastbackTime": "",
                "limits": "",
                "loanCount": 7,
                "loanReason": 0,
                "middleName": "",
                "mobile": "7068425023",
                "overDays": "",
                "overdueFee": "0",
                "overduePercent": 0,
                "payUserId": "0",
                "productId": "302",
                "profit": "",
                "reduceAmt": "0",
                "remainingAmount": "",
                "repayment": "",
                "serviceFee": 302000,
                "shouldbackFee": "1130000",
                "shouldbackTime": "",
                "shouldback_fee": "1130000",
                "status": 31,
                "suffixFee": 330000,
                "tradeMode": 1,
                "uid": "3",
                "updatedTime": "2022-01-15 12:33:27"
            },
            {
                "actualBalance": "0",
                "actualbackAmt": "0",
                "appCode": "CycleCash",
                "applyCity": "",
                "applyTerminal": 1,
                "arriveTime": "",
                "auditRiskDetail": "We sincerely apologize as you do not meet our lending criteria.",
                "auditRiskReson": "BVN in the internal Blacklist",
                "auditRiskStatus": -1,
                "auditRiskTime": "2022-01-15 12:31:54",
                "auditUserId": "0",
                "auditUserReson": "",
                "auditUserTime": "",
                "balance": "600000",
                "bankAccNo": "0163505447",
                "bankCardNo": "5399834490759214",
                "bankName": "GT Bank",
                "bankNo": "058",
                "bankaccName": "",
                "couponCount": "",
                "couponIds": "",
                "couponsFee": 0,
                "createdTime": "2022-01-15 12:31:54",
                "cycle": 7,
                "dentityCard": "22167288734",
                "extensionStatus": 0,
                "fee": 0,
                "feeGetway": 0,
                "feePercent": 60,
                "feeType": 10000,
                "firstName": "Hussein",
                "headImgCode": "e2553ff0-dccb-4031-b60c-2cd3254dbb6b",
                "id": "151671",
                "indentNo": "CL220115632165",
                "initialrepaymentTime": "",
                "lastName": "Sulyman",
                "lastbackTime": "",
                "limits": "",
                "loanCount": 7,
                "loanReason": 0,
                "middleName": "",
                "mobile": "7068425023",
                "overDays": "",
                "overdueFee": "0",
                "overduePercent": 0,
                "payUserId": "0",
                "productId": "301",
                "profit": "",
                "reduceAmt": "0",
                "remainingAmount": "",
                "repayment": "",
                "serviceFee": 229000,
                "shouldbackFee": "850000",
                "shouldbackTime": "",
                "shouldback_fee": "850000",
                "status": 31,
                "suffixFee": 250000,
                "tradeMode": 1,
                "uid": "3",
                "updatedTime": "2022-01-15 12:31:54"
            },
            {
                "actualBalance": "0",
                "actualbackAmt": "0",
                "appCode": "CycleCash",
                "applyCity": "",
                "applyTerminal": 1,
                "arriveTime": "",
                "auditRiskDetail": "We sincerely apologize as you do not meet our lending criteria.",
                "auditRiskReson": "BVN in the internal Blacklist",
                "auditRiskStatus": -1,
                "auditRiskTime": "2022-01-14 16:47:42",
                "auditUserId": "0",
                "auditUserReson": "",
                "auditUserTime": "",
                "balance": "1600000",
                "bankAccNo": "0163505447",
                "bankCardNo": "5399834490759214",
                "bankName": "GT Bank",
                "bankNo": "058",
                "bankaccName": "",
                "couponCount": "",
                "couponIds": "",
                "couponsFee": 0,
                "createdTime": "2022-01-14 16:47:42",
                "cycle": 14,
                "dentityCard": "22167288734",
                "extensionStatus": 0,
                "fee": 0,
                "feeGetway": 0,
                "feePercent": 60,
                "feeType": 10000,
                "firstName": "Hussein",
                "headImgCode": "51b08ed0-8bf5-4aa9-9522-c64a2857dd05",
                "id": "151634",
                "indentNo": "CL220114631440",
                "initialrepaymentTime": "",
                "lastName": "Sulyman",
                "lastbackTime": "",
                "limits": "",
                "loanCount": 7,
                "loanReason": 0,
                "middleName": "",
                "mobile": "7068425023",
                "overDays": "",
                "overdueFee": "0",
                "overduePercent": 0,
                "payUserId": "0",
                "productId": "375",
                "profit": "",
                "reduceAmt": "0",
                "remainingAmount": "",
                "repayment": "",
                "serviceFee": 778000,
                "shouldbackFee": "2490000",
                "shouldbackTime": "",
                "shouldback_fee": "2490000",
                "status": 31,
                "suffixFee": 890000,
                "tradeMode": 1,
                "uid": "3",
                "updatedTime": "2022-01-14 16:47:42"
            },
            {
                "actualBalance": "0",
                "actualbackAmt": "0",
                "appCode": "CycleCash",
                "applyCity": "",
                "applyTerminal": 1,
                "arriveTime": "",
                "auditRiskDetail": "We sincerely apologize as you do not meet our lending criteria.",
                "auditRiskReson": "BVN in the internal Blacklist",
                "auditRiskStatus": -1,
                "auditRiskTime": "2022-01-14 16:37:00",
                "auditUserId": "0",
                "auditUserReson": "",
                "auditUserTime": "",
                "balance": "1600000",
                "bankAccNo": "0163505447",
                "bankCardNo": "5399834490759214",
                "bankName": "GT Bank",
                "bankNo": "058",
                "bankaccName": "",
                "couponCount": "",
                "couponIds": "",
                "couponsFee": 0,
                "createdTime": "2022-01-14 16:37:00",
                "cycle": 14,
                "dentityCard": "22167288734",
                "extensionStatus": 0,
                "fee": 0,
                "feeGetway": 0,
                "feePercent": 60,
                "feeType": 10000,
                "firstName": "Hussein",
                "headImgCode": "31dc10bd-90e6-4825-89a4-a7f1484de88b",
                "id": "151633",
                "indentNo": "CL220114335452",
                "initialrepaymentTime": "",
                "lastName": "Sulyman",
                "lastbackTime": "",
                "limits": "",
                "loanCount": 7,
                "loanReason": 0,
                "middleName": "",
                "mobile": "7068425023",
                "overDays": "",
                "overdueFee": "0",
                "overduePercent": 0,
                "payUserId": "0",
                "productId": "375",
                "profit": "",
                "reduceAmt": "0",
                "remainingAmount": "",
                "repayment": "",
                "serviceFee": 778000,
                "shouldbackFee": "2490000",
                "shouldbackTime": "",
                "shouldback_fee": "2490000",
                "status": 31,
                "suffixFee": 890000,
                "tradeMode": 1,
                "uid": "3",
                "updatedTime": "2022-01-14 16:37:00"
            },
            {
                "actualBalance": "600000",
                "actualbackAmt": "850000",
                "appCode": "CycleCash",
                "applyCity": "",
                "applyTerminal": 1,
                "arriveTime": "2022-01-14 16:14:02",
                "auditRiskDetail": "",
                "auditRiskReson": "Whitelist customers system automatic approve",
                "auditRiskStatus": 2,
                "auditRiskTime": "2022-01-14 16:14:00",
                "auditUserId": "0",
                "auditUserReson": "",
                "auditUserTime": "",
                "balance": "600000",
                "bankAccNo": "0163505447",
                "bankCardNo": "5399834490759214",
                "bankName": "GT Bank",
                "bankNo": "058",
                "bankaccName": "",
                "couponCount": "",
                "couponIds": "",
                "couponsFee": 0,
                "createdTime": "2022-01-14 16:14:00",
                "cycle": 7,
                "dentityCard": "22167288734",
                "extensionStatus": 0,
                "fee": 0,
                "feeGetway": 0,
                "feePercent": 60,
                "feeType": 10000,
                "firstName": "Hussein",
                "headImgCode": "49c54c25-69e3-47a5-a49e-d63fd4318d11",
                "id": "151632",
                "indentNo": "CL220114436886",
                "initialrepaymentTime": "2022-01-21 16:14:02",
                "lastName": "Sulyman",
                "lastbackTime": "2022-01-14 16:31:45",
                "limits": "",
                "loanCount": 6,
                "loanReason": 0,
                "middleName": "",
                "mobile": "7068425023",
                "overDays": "",
                "overdueFee": "0",
                "overduePercent": 0,
                "payUserId": "0",
                "productId": "301",
                "profit": "",
                "reduceAmt": "0",
                "remainingAmount": "",
                "repayment": "",
                "serviceFee": 229000,
                "shouldbackFee": "850000",
                "shouldbackTime": "2022-01-21 16:14:02",
                "shouldback_fee": "850000",
                "status": 8,
                "suffixFee": 250000,
                "tradeMode": 1,
                "uid": "3",
                "updatedTime": "2022-01-14 16:36:01"
            },
            {
                "actualBalance": "1600000",
                "actualbackAmt": "1580000",
                "appCode": "CycleCash",
                "applyCity": "",
                "applyTerminal": 1,
                "arriveTime": "2022-01-11 16:05:33",
                "auditRiskDetail": "",
                "auditRiskReson": "Whitelist customers system automatic approve",
                "auditRiskStatus": 2,
                "auditRiskTime": "2022-01-11 16:05:32",
                "auditUserId": "0",
                "auditUserReson": "",
                "auditUserTime": "",
                "balance": "1600000",
                "bankAccNo": "0163505447",
                "bankCardNo": "5399834490759214",
                "bankName": "GT Bank",
                "bankNo": "058",
                "bankaccName": "",
                "couponCount": "",
                "couponIds": "",
                "couponsFee": 0,
                "createdTime": "2022-01-11 16:05:32",
                "cycle": 14,
                "dentityCard": "22167288734",
                "extensionStatus": 0,
                "fee": 0,
                "feeGetway": 0,
                "feePercent": 60,
                "feeType": 10000,
                "firstName": "Hussein",
                "headImgCode": "5320136e-bafb-40ee-bf97-e8bf3420cd3c",
                "id": "150716",
                "indentNo": "CL220111476320",
                "initialrepaymentTime": "2022-01-25 16:05:33",
                "lastName": "Sulyman",
                "lastbackTime": "2022-01-12 15:16:22",
                "limits": "",
                "loanCount": 5,
                "loanReason": 0,
                "middleName": "",
                "mobile": "7068425023",
                "overDays": "",
                "overdueFee": "0",
                "overduePercent": 0,
                "payUserId": "0",
                "productId": "375",
                "profit": "",
                "reduceAmt": "0",
                "remainingAmount": "",
                "repayment": "",
                "serviceFee": 778000,
                "shouldbackFee": "2490000",
                "shouldbackTime": "2022-01-25 16:05:33",
                "shouldback_fee": "2490000",
                "status": 6,
                "suffixFee": 890000,
                "tradeMode": 1,
                "uid": "3",
                "updatedTime": "2022-01-14 16:13:30"
            },
            {
                "actualBalance": "3000000",
                "actualbackAmt": "2950000",
                "appCode": "CycleCash",
                "applyCity": "",
                "applyTerminal": 1,
                "arriveTime": "2022-01-10 15:26:23",
                "auditRiskDetail": "",
                "auditRiskReson": "Whitelist customers system automatic approve",
                "auditRiskStatus": 2,
                "auditRiskTime": "2022-01-10 15:26:22",
                "auditUserId": "0",
                "auditUserReson": "",
                "auditUserTime": "",
                "balance": "3000000",
                "bankAccNo": "0163505447",
                "bankCardNo": "5399834490759214",
                "bankName": "GT Bank",
                "bankNo": "058",
                "bankaccName": "",
                "couponCount": "",
                "couponIds": "",
                "couponsFee": 0,
                "createdTime": "2022-01-10 15:26:22",
                "cycle": 7,
                "dentityCard": "22167288734",
                "extensionStatus": 0,
                "fee": 0,
                "feeGetway": 0,
                "feePercent": 60,
                "feeType": 10000,
                "firstName": "Hussein",
                "headImgCode": "e597e8c6-56d9-49ba-b622-3556c6468028",
                "id": "150333",
                "indentNo": "CL220110170632",
                "initialrepaymentTime": "2022-01-17 15:26:23",
                "lastName": "Sulyman",
                "lastbackTime": "2022-01-10 14:41:02",
                "limits": "",
                "loanCount": 4,
                "loanReason": 0,
                "middleName": "",
                "mobile": "7068425023",
                "overDays": "",
                "overdueFee": "0",
                "overduePercent": 0,
                "payUserId": "0",
                "productId": "303",
                "profit": "",
                "reduceAmt": "0",
                "remainingAmount": "",
                "repayment": "",
                "serviceFee": 365000,
                "shouldbackFee": "2950000",
                "shouldbackTime": "2022-01-17 15:26:23",
                "shouldback_fee": "2950000",
                "status": 8,
                "suffixFee": 400000,
                "tradeMode": 1,
                "uid": "3",
                "updatedTime": "2022-01-10 15:41:03"
            }
        ],
        "res": "",
        "total": "17"
    },
    "message": "successfully request",
    "token": "1742643339300"
}
修改于 2025-03-23 04:56:36
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